{"id":22,"date":"2019-07-02T12:47:14","date_gmt":"2019-07-02T10:47:14","guid":{"rendered":"https:\/\/giuseppeaddis.it\/?page_id=22"},"modified":"2024-02-29T16:53:48","modified_gmt":"2024-02-29T15:53:48","slug":"mutui","status":"publish","type":"page","link":"https:\/\/giuseppeaddis.it\/?page_id=22","title":{"rendered":"Mutui"},"content":{"rendered":"<p><section id=\"bt_bb_section69e373d55a6ec\" class=\"bt_bb_section bt_bb_layout_boxed_1200\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row \"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xxl-12 col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_vertical_align_top bt_bb_align_left bt_bb_padding_normal\" style=\"; --column-width:12;\" data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_column_content_inner\"><div  class=\"bt_bb_text\" ><\/p>\n<h1 class=\"text-primary h3\">Il tuo mutuo a Olbia, Nuoro, Siniscola<\/h1>\n<h2 class=\"text-primary h4\"><span style=\"font-weight: 400;\">Prefattibilit\u00e0 del mutuo<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Non hai ancora trovato casa? <\/span><b>Pass Mutuo<\/b><span style=\"font-weight: 400;\"> \u00e8 uno strumento gratuito offerto da Credipass che ti permette di ricevere la <\/span><b>predelibera reddituale<\/b><span style=\"font-weight: 400;\">, un documento con cui la banca attesta la tua <\/span><b>capacit\u00e0 creditizia<\/b><span style=\"font-weight: 400;\"> ancora prima che tu abbia scelto l\u2019immobile. Pass mutuo ti permette di <\/span><b>cercare casa<\/b><span style=\"font-weight: 400;\"> con la <\/span><b>certezza<\/b><span style=\"font-weight: 400;\"> di <\/span><b>ottenere il credito<\/b><span style=\"font-weight: 400;\"> di cui hai necessit\u00e0.<\/span><\/p>\n<h2 class=\"text-primary h4\"><span style=\"font-weight: 400;\">Mutuo ipotecario a Olbia, Siniscola, Nuoro<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Il <\/span><b>mutuo ipotecario<\/b><span style=\"font-weight: 400;\"> \u00e8 un finanziamento a medio lungo termine, che generalmente ha una durata tra i 10 e 30 anni. Il <\/span><b>rimborso<\/b><span style=\"font-weight: 400;\"> avviene <\/span><b>periodicamente<\/b><span style=\"font-weight: 400;\"> (mensile o semestrale) con <\/span><b>rate fisse o variabili<\/b><span style=\"font-weight: 400;\"> a seconda della scelta del tasso.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Si definisce ipotecario in quanto il finanziamento \u00e8 <\/span><b>garantito<\/b> <b>da un&#8217;ipoteca<\/b><span style=\"font-weight: 400;\"> sul bene. Il mutuo pu\u00f2 avere <\/span><b>varie finalit\u00e0<\/b><span style=\"font-weight: 400;\">, come <\/span><b>acquisto<\/b><span style=\"font-weight: 400;\">, <\/span><b>costruzione<\/b><span style=\"font-weight: 400;\">, <\/span><b>ristrutturazione<\/b><span style=\"font-weight: 400;\">, <\/span><b>liquidit\u00e0<\/b><span style=\"font-weight: 400;\"> o <\/span><b>consolidamento debiti<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Il finanziamento viene erogato da banche o da altri istituti finanziari.<\/span><\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section><section id=\"bt_bb_section69e373d55a8b4\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_top bt_bb_top_spacing_none bt_bb_bottom_spacing_none py-4\"  data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_none&quot;,&quot;def&quot;:&quot;none&quot;,&quot;xl&quot;:&quot;none&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_none&quot;,&quot;def&quot;:&quot;none&quot;,&quot;xl&quot;:&quot;none&quot;}}\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row \"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xxl-12 col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_vertical_align_top bt_bb_align_left bt_bb_padding_normal\" style=\"; --column-width:12;\" data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_column_content_inner\"><div class=\"bt_bb_accordion bt_bb_style_outline bt_bb_shape_square\"><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Quali sono i requisiti per ottenere un Mutuo?<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p><span style=\"font-weight: 400;\">Per avere accesso a un mutuo \u00e8 necessario aver compiuto 18 anni e essere in grado di dimostrare di avere la capacit\u00e0 finanziaria per restituire le rate previste dal piano di ammortamento. Per accertare questo aspetto valuter\u00f2 gratuitamente il tuo merito creditizio.<\/span><\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Qual \u00e8 l\u2019importo massimo che posso richiedere per il mio mutuo?<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p><span style=\"font-weight: 400;\">Una volta stabilito il tuo merito creditizio, l\u2019istituto di credito generalmente concede 80% del valore di perizia, che sar\u00e0 effettuata da un tecnico indipendente dall\u2019istituto di credito.<\/span><\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u00c8 possibile avere un importo maggiore dell\u201980% del valore di perizia?<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p><span style=\"font-weight: 400;\">Alcuni istituti bancari hanno dei prodotti che superano la soglia del 80% e consentono di avere fino al 100%. Valuteremo insieme qual \u00e8 il prodotto migliore per le tue esigenze.<\/span><\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Come \u00e8 possibile calcolare l\u2019importo adatto per la rata?<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p><span style=\"font-weight: 400;\">La tua rata ideale varia a seconda dall\u2019istituto di credito tra il 30 e il 50% del reddito mensile, in modo da poter ottemperare alle spese mensili ordinarie e impreviste. Ti assister\u00f2 anche nel calcolo della rata ideale.<\/span><\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Quale tasso scegliere?<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p><span style=\"font-weight: 400;\">La scelta del tasso varia a seconda delle esigenze del cliente, che potr\u00e0 scegliere la soluzione ideale tra le varie offerte dalla banca.<\/span><\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-prodotto.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-22","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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